Finances are typically a student's top worry, from navigating the minefield of student loan application paperwork to straining your budget to pay for a range of expenses. A little bit of additional money can go a long way.
Planning your budget may not be enjoyable, but it is necessary if you want to survive as a student. Know what additional funding you are entitled to and apply for it as soon as possible.
The UWE website provides an overview of financial topics and is a great resource for budgeting advice.
Application forms for additional funds are available from Information Points. Some funds on the other hand will require an appointment so you will need to contact UWE's Student Money Service via their webpage and complete a Student Enquiry form.
Consumer advocacy group Which? offer an educational website regarding all things monetary for University students. Visit https://university.which.co.uk/ to see more.
You can calculate your income and expenses using the helpful online calculator. Visit https://www.gov.uk/student-finance-calculator for more details.
Turn2us is a non-profit organisation that assists people in getting grants, welfare benefits, and other financial aid that is available to them. Visit http://www.turn2us.org.uk/.
Debts are typically categorised as priority or non-priority debts, but regardless of the classification, it's crucial to keep in mind that they will not go away. Do not disregard any letters you receive.
The University takes debts very seriously. So much so that if you owe money to UWE, you could face penalties like losing access to the library and IT services.
If you owe money to UWE as a continuing student, you might not be allowed to enrol in your next year of study. Similarly, if you owe money to UWE as a final-year student, your award might be withheld, which would affect your ability to demonstrate your academic success at UWE for job considerations.
Talking Money helps people to manage their debts. For further information about their services visit their website.
Further Info:
Anyone can fall victim to fraud, regardless of age, background or ethnicity.
The 2023 Crime Survey for England and Wales found that 1 in 17 adults experienced fraud.
If you need to report cybercrime or fraud, you can use the online reporting service. This allows you to submit a report as well as access guidance and support. You can also speak directly with specialists at the Report Fraud contact centre by calling 0300 123 2040.
If you believe you’ve been targeted or affected, please contact Report Fraud as soon as possible.